The month of January is tough. That payday seems a long way away and you might have spent a little bit too much at Christmas & New Year. Here are five ways that you can save money, right now.
Are you on the best deal from your current supplier? A quick phone call will make sure you are. If you’re unhappy with the price you’re paying, so a quick comparison and you’ll probably find cheaper options. Don’t forget, customer service is important too and for some people (should be all of us!) where the energy we use comes from is important too. Think green, but also think that you want to save some cash here and now.
TV & Broadband
I’ve said before about how staying loyal to your TV and phone/broadband company doesn’t pay. The best offers are for new customers. So either call up and see if they can drop your monthly payment slightly or if you’re not happy with the price you’re paying, cancel your service and take it out as a new customer with another company.
Cancel Unused Direct Debits
If you don’t go to the gym or haven’t visited a National Trust property in a while & have no intention to do so, why are you paying your direct debit? Save yourself a wedge of cash every month by staying on top of these.
(You can do all this manually, however, there is a cool service call Bean which can help you keep on top of it. Check them out.)
Click Through for Cashback
Be sure that any online purchases you’re making are bought via a cashback site. My favourite is Quidco and you can sign up by clicking the link. Whilst they have cashback percentages sometimes as high as 20%, it varies day to day and retailer to retailer. It might be just 1% cash back you receive, but do that with every online shop and you’ll soon be racing in lots of cash you wouldn’t otherwise get.
Don’t Spend Owt!
Quite simple really. Don’t spend anything today, or this week. Don’t go to the pub this weekend. Save some money by eating the pizza in the freezer instead of ordering a takeaway (although if you are ordering a takeaway be sure to click through via Quidco!). Use what’s in your cupboards instead of going to the supermarket. Watch a film on TV instead of going to the cinema to see the latest blockbuster. Play an old board game. Make use of the things you have, rather than buying new things. You can have fun, keep boredom at bay and live your life without spending money day in day out. Your bank balance will thank you for it.