So often we find ourselves saying that w can’t afford to do something. I think that’s often an excuse.
If you can’t afford to do it, don’t just roll over and that be the end of it.
I reckon that 99% of us have stuff in our homes that we don’t need, or use & that we could sell on a free to sell place like Facebook Marketplace.
If you don’t need stuff, sell it. You’ll be more glad of the money to use for something you want to enjoy, or perhaps even saving for a rainy day!