You might have heard about the cashback website Quidco. It’s where you can get a percentage of what you spend at certain retailers back in cashback, by simply clicking through to them via the Quidco website. Many people think that one or two percent isn’t worth the fuss. I’m here to tell you that it is worth the fuss and how I have earned over £3000 by using Quidco!
How To Use Quidco
To use Quidco you first need to sign up. You can do this on your laptop or via the Quidco app. After inputting a few details you’ll have an account and that is where all your cashback will make it’s way to once you start earning it. I’ve got a link at the bottom of this post where you can get a £15 cashback bonus when you sign up and shop with any retailer. An extra bonus!
Simply search for the retailer you want to shop with. For example, let’s choose River Island. If you’ve seen a jacket you want to buy from River Island, instead of going directly to the River Island website, click to it via Quidco. Your journey to the website will track, the amount you spend with the retailer will track and you’ll earn, in this case, 5% cashback. If the jacket costs £50, that’s £2.50 into your cashback account. Your purchase should appear as pending on your account within 24 hours. Different retailers have different payment terms but generally, expect to have your money confirmed in your account within a couple of months.
Top Retailers
There are well known retailers on the Quidco platform. From Currys PC World to Boots. Dominos Pizza to Expedia. Superdry to Tesco. Whatever you’re shopping for and wherever you’re shopping, you’re likely to find them on Quidco. Why would you not want to earn cashback from your purchases to save for something else or simply to make what you buy cheaper?
Flash Offers & Increased Percentages
Quidco regularly do enhanced cashback weekends or boost the cashback percentage on certain retailers to entice you to buy. At the time of writing this there is a ‘The Boring Stuff’ promotion where if you make two purchases in Finance, Media or Energy categories, you’ll receive a £20 bonus. Sometimes it’s not a % you’ll earn either. Sometimes if you buy certain things you’ll get £X amount of cashback. I’ve previously bought insurance for £100 but the cashback rate was £70. Meaning my insurance for the year only cost me £30!
Additional Opportunities
There are great additional opportunities to boost your cashback account, for example, by using Clicksnap. Clicksnap is Quidco’s grocery money saving app. It’s updated regularly and you can earn cashback by buying certain products from the supermarket. Sometimes you can even claim 1% cashback, making the product free!
You can earn more when you withdraw your cashback too. Whilst you can with the exact amount you have to PayPal or to your bank via transfer, you can boost by withdrawing it to use in different ways. Get a boosted percentage by withdrawing to a Costa Coffee gift card, giving you more coffee for your cash. If you’re going to be spending at certain stores, see if you can boost your cashback by as much as 25% by using a payout bonus.
How Much Have I Actually Earned?
At the time of writing this, I have earned £3,034.36. I’m unsure when I actually joined Quidco, probably about a decade ago. If we take ten years of having an account, that’s £300 a year cashback. What could you do with an extra £300 a year?
What Did I Spend It On?
Generally I save my cashback to go towards an annual holiday on the coast. which I buy by clicking through the cashback site, obviously! Occasionally I’ve used the money to pay for the insurance on our vehicle or if we’re lumbered with an unexpected bill. Rather than keeping the cashback in my cashback account, I tend to withdraw it into a savings account so it can be earning a bit of interest.
Why Would You Not?
That’s the question. Why would you not want to earn money back on purchases you’re going to make anyway. Simply see it as an extra discount on what you’re buying, making those products and maybe even holidays that you’re buying, slightly cheaper. Join Quidco here.
