Motorbiking is a way of life. From having that first bike to the very last ride, it can be a wonderful way to travelling. Hitting that open road and being at one with the bike is such a great feeling. However, there are people who might be considering buying a motorbike who have yet to get their license. Similarly, there will be people who no longer ride because of health problems, don’t have a license yet still have a motorcycle. In this post, we’re going to look at the question of can you insure a motorcycle without a license UK?
Things To Pay For If You Have A Motorbike
There is a range of different motorbikes available. From lesser powered engines to big and beefy Harley Davidsons. Whatever motorbike you own, there are associated costs that come with it.
Of course, the first thing is the cost of the motorbike. Ensure you do any searches if you are buying one privately. This can help you to avoid stolen vehicles. Motorbikes vary in price depending on age, make, model and condition. You will usually find one within your budget.
After that, you have road tax which can vary from £22 to £106.50 depending on the motorbike that you have. Then you’ll need the put fuel in the engine to make it go and equip yourself with such items as a helmet and leathers. There is then maintenance to take into account, including MOT and servicing. Then you’ll also have insurance to consider. As you can see, the amount of money you’re shelling out quickly adds up.
Can You Insure A Motorcycle Without A License UK?
Whilst many motorcyclists will have a license and regularly ride their bikes, there are others in different situations as we’ve mentioned. Maybe you don’t yet have a license but have found a great deal on your dream bike. It could be that your license has been revoked due to a speeding fine, or taken off you because of a health condition. So, can you insure a motorcycle without a license UK?
The answer is yes. Even if you don’t have a license, you can still own a motorcycle and have an insurance policy for it. Of course, without a license, you cannot legally drive a motorcycle.
Why Have Motorbike Insurance?
You might be wondering why someone would ask can you insure a motorcycle without a license UK? Well, without insurance, what do you do if your motorbike is stolen? If you’ve paid £6000 for a motorbike, you want to make sure it is safe and secure and if it goes missing you won’t be financially impacted. Remember that motorcycles are machines and if there was a problem with the vehicle that started a fire, without insurance, how would you find the money to repair any damage caused? Even if you are not riding it is a good idea to buy a fully comprehensive insurance policy. This will cover you should anything happen concerning your motorbike. It is much easier paying the average of £340 for annual motorbike insurance than finding a way to pay for the mess caused by an accident.
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