I don’t use credit cards. I probably should have one and use it for big purchases to have cover and also to help build my credit rating.
Whilst I’ve been thinking about this I’ve been looking at different places to get one from. The huge benefit is what I’ve already mentioned but if you’re getting a credit card, you might as well get rewards for using it!
There are credit card companies that will pay or reward you for simply doing your normal shopping with their card. Make sure you pay it off every month and don’t use it if you don’t have the cash.
Some will give you cashback, some will give you vouchers, others will give you points on things like your Nectar card.
If you have a credit card and you use it without getting anything for using it, even a minimal amount of cashback, you’re missing out. Do a bit of research and find the best option for you. A perfect idea before we start Christmas shopping!
