The festive season is on the way. Advent calendars are available in the shops and adverts will soon be on TV! Christmas can be an expensive time of year when you don’t keep a handle on the purse strings. The different areas of the festivities can soon add up. With that in mind, let’s have a look at how to earn quick cash for Christmas.
Declutter & Sell
What was once a Spring clean seems to be a neverending job. Decluttering can take time, but there is value in the things you want to get rid of. The saying, one man’s trash is another’s treasure, is completely correct. What’s more, you can sell via fee-free sites so you keep 100% of the money! Check out Facebook Marketplace for local fee-free sales, but make sure you are getting the right price for the things you are selling. Some of them might need a specialist seller or could reach the right people by selling on eBay. This will mean fees and postage so make sure you find out how much this is going to cost you before listing. You’ll free up some space and earn quick cash for Christmas.
Grab A Second Job
Seasonal workers are always needed during the festive season. Many of the big stores and supermarkets are already taking applications. If you have a Tesco, B&M or similar shop near you, see if you can pick up an application form or apply online to be one of the first seasonal workers through the door this year. You’ll be sure of a decent wage, plenty of hours and you might even be entitled to a discount when you spend at the shop. This is a great way to earn quick cash for Christmas.
Earn When You Spend
This one isn’t as much earning cash, but keeping more of it in your pocket. If you are spending money ahead of Christmas, be sure to claw back a little bit of what you pay. For those who shop online, add an extra click to your shopping routine and click through to the retailer via a cashback site. Sites such as Quidco will give you cashback when you spend. This could be a flat amount or a percentage of what you spend. Even those eBay purchases have 1% cashback, which adds up over time. You can also combine this with a cashback card. Some credit cards will give you 5% cashback for a certain amount of time, but at an absolute minimum, you should use the Chase account that gives you 1% back, up to £15 a month.
Check Apps & Use Vouchers
Many of us have already built up some sort of Christmas fund without realising. Every time you scan your supermarket loyalty card you could be adding points that you can turn into vouchers. When was the last time you spent the points on your Boots card or checked to see how much you have in Tesco vouchers? This can take the pressure off your shoulders this Christmas and give you a pot to put towards the season. It’s worth going through these apps and accounts, writing down the amount you can and planning when and on what you will be spending this money.
Find The Best Interest Rates
If you have any savings, where exactly are they? Many of us have pots of savings earning next to nothing in old accounts. Do a quick search online and find the best easy access savings account. This means you’ll be able to get your hands on the money should you need it but it will be earning the most interest possible. The difference between a 0.5% interest rate and a 4.5% one is huge. Make sure your money is working for you.
These are just a handful of ways to earn quick cash for Christmas. Be clever with your finances and also realise that Christmas is just one day. It is all too easy to get swept along in the festivities and find yourself struggling with debt in January. Live within the means you have and enjoy the season!
